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October 10, 2019
So, you’re thinking about getting a new car. We can help with that!1 If you’re not a member of a credit union or have never thought of getting a car financed through one, it’s time to consider it. Credit unions like us offer many benefits that banks just can’t.
When you’re talking financing, rates are often the key factor in the decision of which financial institution you go with. Credit unions have an advantage here. As a not-for-profit organization, we often have lower rates.2 Couple that with the low rate environment and now may be a great time to finance your vehicle with us.
On top of our competitive rates, we have no minimum balance requirements on some of our checking and savings accounts and offer in-store and online support, which makes having your loan with us even better. Becoming a member is easy.3
And here’s a bonus car-buying tip: Have your financing approved and in place before you visit a dealership.
Having that preapproval can really ease the buying process at the dealer once you’ve decided on your perfect car, and we can help with that too. Our approval process is quick and convenient and has no hidden fees. Apply for a loan with us to get preapproved in as little as 60 seconds.
When you’re ready to hit the open road, we have you covered!
1Subject to credit approval.
2The rate you receive is determined by your credit history, year of the vehicle, and term of the loan.
3Membership required—Subject to eligibility.
Posted In:
- Auto Education
How to Find Your Routing & Account Numbers
When you make a payment online, by phone or on a mobile device, you may be asked for our routing number and your checking account number. Credit unions and banks use these numbers to identify accounts and make sure money gets where it’s supposed to be. You’ll also need to provide your routing and checking account numbers for:
- Direct deposits
- Electronic checks
- Military allotments
- Wire transfers
Where to Find Your Routing & Checking Account Numbers
Your personal checks include both our routing number and your account number, as shown on the Grow check example below.
Don’t have a Grow check? No worries.
Visit any Grow store and ask for a Direct Deposit Form. It lists both your routing number and checking account number.
Making a Loan Payment
When it comes to making payments, we try to make it as painless as possible to pay your loan every month. We have several different ways to pay, including convenient online options.
Pay Online
You have two ways to pay online by transferring funds from another bank or credit union.
- Grow Online Banking (Preferred payment method for any loan)
This is the simplest way to pay your loan. You can make one-time payments or set up automatic recurring payments in Grow Online Banking. Once you log in, select “Transfer/Payments” from the menu. If you’re not enrolled in Grow Online Banking yet, you can set up your account in just a few minutes.
Log In
- Debit Card or ACH (Available for auto, personal loans and HELOCs)
Note: ACH and debit card payments are not available for credit cards or most mortgages, except HELOCs.
We accept ACH payments with no additional fees or Mastercard® and Visa® debit cards with a convenience fee of $4.95. To get started with an online ACH or debit card payment, select Pay Now below.
Pay Now
Pay by Mail
You can also pay any Grow loan by check through the mail. Please remember to include your account number and Grow loan number on the check. (For credit card payments, please do not write your 16-digit credit card number on the check, which can cause a delay in processing the payment.)
Address for auto, credit card, personal loan and HELOC payments:
Grow Financial Federal Credit Union
P.O. Box 75466
Chicago, IL 60675-5466
Address for personal first or second mortgages and home equity payments:
Grow Financial Federal Credit Union
P.O. Box 11733
Newark, NJ 07101-4733
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At certain places on this site, there are links to other websites. Grow Financial Federal Credit Union does not endorse, approve, represent, certify or control those external sites. The credit union does not guarantee the accuracy, completeness, efficacy, timeliness or accurate sequencing of the information contained on them. You will not be represented by Grow Financial Federal Credit Union if you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union. Click CONTINUE if you wish to proceed.
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